The Free Market

We need a stand in for labor and work, as a credit to hold a place and keep records of debts. In ancient times this could be preserved foods, or gold and silver, or sand dollars. But now it's dollar bills. And this money is the product of a company called the Federal Reserve. And this reserve prints money as their product--like Coca-Cola makes Coke--and they sell it to the bank at interest, and the bank then lends money to their customers, at interest, and accumulates interest in Savings Accounts, which then pay for the money that the Federal Reserve lended. Also, this money--which is a place holder--pays debts to other countries for goods and services, and this debt is kept on record, as a debt owed to those other Countries or Private Entities, in the forms of money, which gets used to pay for goods and services. And when we pay taxes, a portion of our money gets collected, and gets used to pay a portion of that debt. And we can run a deficit or surplus, of taxes collected by the Federal, State and Local government. And a deficit means the government spends more than it collects in taxes. And a surplus means it spends more. And debt, is how much accumulated deficit is collected over many years, and a surplus removes that debt, and if you collect a surplus in excess of your debt, your government then runs a surplus, which nearly never happens in human history. Also, this money can be a stand in for debts owed to private entities, like Banks or debts for goods and services like what you buy at the grocery store. And when you owe more money than you make, like the government, that creates debts, which needs to be paid back to that entity, so they can also make a living too. Also, you use it to buy things. As, if you didn't do this, stores would run out of stuff to sell, and there'd be problems with rationing because everyone would take more than they produced, and would cause a decrease in the living standards of our country. Some people, their goods they sell are art and entertainment, and others it's information, and others it's labor whether intellectual or physical, others it's logistics, others its producing raw materials, others its assembling and making use of those raw materials. And that gets paid with money, which is a stand in for labor and work, as a credit to hold a place and keep records of debts. Because if you didn't have a stand in for labor or work, you'd work and never truly have compensation. It'd all have to be paid for immediately, which used to be called a Bartering System, which still happens in a Free Market, but money is the main mode of commerce. Also, stocks are a thing. I should point out, that stocks are publicly traded debts, that private people buy and sell, and they fluctuate with the company's value, and are like a loan to the company, where the buyer intends on growing his wealth with the company, and when the company is failing, they sell their debts for what a buyer is willing to pay for it, and the buyer buys the debts for what they're willing to pay for them, which I think is regulated by the Market. And some stocks pay a dividend, or a small portion out to their debtors, to encourage them to buy their stocks in large volumes.